uob personal banking
uob personal banking
Blog Article
UOB Lender presents several different particular banking expert services created to meet the economical demands of individuals. Underneath is an extensive overview to assist you understand The real key factors and choices.
Varieties of Accounts
Savings Account: This account means that you can get monetary savings while earning curiosity.
Options: Quick access, desire earnings, minimum expenses.
Benefits: Risk-free spot for your funds, likely advancement via fascination.
Present-day Account: Ideal for day-to-day transactions and running costs.
Characteristics: Checkbook facility, overdraft security.
Benefits: Hassle-free for normal payments and withdrawals.
Fastened Deposit Account: For people seeking to receive bigger desire rates more than a set time period.
Characteristics: Fastened time period deposits, higher interest rates in comparison to cost savings accounts.
Positive aspects: Safe financial commitment solution with predictable returns.
Financial loans
Particular Financial loans: Unsecured loans that may be used for numerous functions like education or home renovation.
Types:
Installment Financial loans
Credit rating Traces
Rewards: Flexible repayment conditions, aggressive curiosity prices.
Home Financial loans: Customized remedies for getting home or refinancing existing home loans.
Varieties:
Set Level Household Mortgage
Floating Rate Dwelling Bank loan
Rewards: Various plans to go well with specific requirements, interesting costs.
Credit Cards
UOB presents A variety of bank cards catering to distinct lifestyles uob personal banking and paying out behavior:
Benefits Cards: Receive points on just about every buy that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get money rebates on day-to-day paying which include groceries and dining out.
Journey Playing cards: Unique Added benefits like air miles accumulation and travel insurance policies protection.
Investment decision Expert services
For individuals considering escalating their wealth by means of investments:
Device Trusts * Diversified portfolio managed by gurus. * Suitable for extended-expression advancement objectives.
Structured Deposits * Combines the functions of regular deposits with investment goods. * Perhaps better returns but with a few risk involved.
Insurance policy Merchandise
To safeguard you and All your family members versus unexpected situations:
Life Insurance coverage * Offers economic safety in case of death or critical illness. * Can also function a discounts Resource depending upon the coverage decided on.
Overall health Insurance policy * Covers medical fees together with hospitalization expenditures. * Essential for mitigating high Health care charges.
Digital Banking Products and services
Advantage at your fingertips by way of digital platforms:
World-wide-web Banking
Means that you can control your funds on the net:
Check out account balances and transaction history
Transfer cash in between accounts or pay back charges
Apply for new solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by means of mobile applications:
Fast equilibrium checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
Using these comprehensive choices, UOB aims to deliver customized banking methods that cater especially to unique needs though making certain benefit and security in all transactions.